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Fees Costs & Charges - Discharge CostsLender's discharge fees - these fees cover the lender's cost of paying out your loan Deferred establishment fees - these fees may apply if you decide to pay off your loan early, usually within 3 to 5 years of establishing the loan. The fees are generally calculated as a % of the initial loan amount and sometimes reduce over time. The costs can be substantial; therefore you should consider them carefully if it is possible that you will pay off the loan within 5 years. Discharge registration fees - these government fees are charged for the releasing the mortgage/s held against your property/ies. |
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