With Mortgage Interest Rates as low as they have been in 30 years, now is a very good time to review your Mortgage and confirm that you have the best possible loan structure, flexibility and security. Many borrowers, particularly those who arranged their loans more than 5 years ago, will discover that they have a very inflexible mortgage structure. The modern features in many loans today, were simply not available a few years back.

Some Modern Loan Features:

• Offset account
• A mix of variable and fixed rates
• Redraw facility
• Repayment holiday period
• Revolving line of credit
• Direct salary crediting
• Credit card sweep facility