Lender’s discharge fees – these fees cover the lender’s cost of paying out your loan
Deferred establishment fees – these fees may apply if you decide to pay off your loan early, usually within 3 to 5 years of establishing the loan. The fees are generally calculated as a % of the initial loan amount and sometimes reduce over time. The costs can be substantial; therefore you should consider them carefully if it is possible that you will pay off the loan within 5 years.
Discharge registration fees – these government fees are charged for the releasing the mortgage/s held against your property/ies.