At Navigator Home Loans
we foster a client for life strategy...

With access to more than 20 lenders, we're your lending specialists for years to come.

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  • Home Loans
  • Range of Services
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  • Home Loans

    Whether you’re building a new home, purchasing an investment property or simply looking to refinance, at Navigator Home Loans we can find a suitable solution and guide you every step of the way.

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  • Range of Services

    Navigator Home Loans offer numerous lending services including residential lending options, commercial finance and debt consolidation.

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    Navigating the mortage maze can be hard. Our resources are free to use and are sure to come in handy. When you’re ready, why not get in touch with us for a free consultation.

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Access Navigator's 20+ Lenders

  • Navigator Home Loans Logo Adelaide Bank
  • Navigator Home Loans Logo ANZ
  • Navigator Home Loans Logo AMP
  • Navigator Home Loans Logo Australia First Mortgage
  • Navigator Home Loans Logo Bluestone Mortgages
  • Navigator Home Loans Logo Bankwest
  • Navigator Home Loans Logo CBA
  • Navigator Home Loans Logo Citi
  • Navigator Home Loans Logo Heritage Building Society
  • Navigator Home Loans Logo Homeloans
  • Navigator Home Loans Logo ING Direct
  • Navigator Home Loans Logo La Trobe Financial
  • Navigator Home Loans Logo Liberty
  • Navigator Home Loans Logo Macquarie Bank
  • Navigator Home Loans Logo ME Bank
  • Navigator Home Loans Logo NAB
  • Navigator Home Loans Logo Newcastle Permanent
  • Navigator Home Loans Logo Pepper
  • Navigator Home Loans Logo Plan Lending
  • Navigator Home Loans Logo Rock Building Society
  • Navigator Home Loans Logo Suncorp
  • Navigator Home Loans Logo St George
  • Navigator Home Loans Logo Westpac
Michael and Jill help us refinance our home loan,gave as the best advice.We would recommend Navigator Home Loans to anyone, they deal with all your home loan needs.Carlos & Andrea
Carlos Pintos
Carlos Pintos
07:36 07 Sep 21
Melissa and Michael were very responsive throughout the whole process.I can definitely recommend them to everyone I know.
Kris Narayan
Kris Narayan
04:04 24 Aug 21
Tim Kapovic
Tim Kapovic
10:53 28 Jul 21
Michael and Melissa were fantastic. From day one, they understood what we needed, before trying the sell us 'a solution they had already prepared'.Despite the market skyrocketing in the middle of our process, and our conditions changings, they continued to provide a considered service, and equally as important, advising us on potential risks of the decisions we were making.We always knew what was coming up and what we needed to do next.Thanks Navigator Home Loans
brad brooks
brad brooks
08:51 19 Jul 21
My wife and I highly recommend Navigator Home Loans for all your investment, home and SMSF loan needs. Michael, Mel and Jill are truly amazing and their customer service is second to none. A previous broker I had used cross- collaterized all my loans making it difficult to continue our investment journey. The Team at Navigator were able to uncross and correctly structure our loans to purchase another investment property and grow our portfolio. They ensured we were kept updated every step of the way and were happy to answer any of our questions making the process seem seamless and stress free. Very professional team who go the extra mile!
James Hall
James Hall
06:32 18 Jun 21
Caralyn & Michael were so helpful during my house buying process. Caralyn went above and beyond, I would forever be asking questions as this was my first purchase and Caralyn would always respond so promptly. Navigator Home Loans made the process of buying a unit, less stressful.Thanks again for all your help
Jade Fowler
Jade Fowler
07:24 26 May 21
My husband & I would like to thank Michael & Caralyn for absolutely going above and beyond through both processes of refinancing as well as a land & construction loan, we came across MANY hurtles due to COVID, however, we always reassured with confidence they would get us over the line.. and they DID!!Caralyn was very diligent in relation to communication, ensuring we were kept up to date as each item moved through the relevant processes. Caralyn always ensured our concerns & questions were always listened to & resolved.We will be forever appreciative for everything they have done for us & helping us finally achieve our forever home! Will highly recommend to friends & family.
Josie Nash
Josie Nash
10:34 30 Apr 21
The Navigator home loans team led by Michael & Mel are amazing to deal with. I highly recommend everyone utilise their services for any of your needs.
Peter Camilleri
Peter Camilleri
00:11 30 Mar 21
Rohan Hoare
Rohan Hoare
20:24 16 Mar 21
We recently purchased an investment property through a Financial Advisor and we used their recommended lender, even though we have been clients of Navigator for years, and so is our daughter. When you deal with someone who isn't Navigator you realize why you deal with Navigator. Caralyn and Michael have just refinanced the loan for us, as usual they were great,every problem the old lender wanted to throw at us Caralyn just fixed despite having to deal with my 'systems' that I have in place. It is a great feeling ,dealing with such a professional outfit, you KNOW you are going to get the outcome that you originally sought and were told you could achieve. I cannot recommend highly enough that if you or anyone you know needs a Mortgage Broker just get to Navigator.
Vince Maat
Vince Maat
22:59 13 Mar 21
Dean Ryan
Dean Ryan
01:35 06 Mar 21
Michael, Caralyn and the team at Navigator Home Loans made our mortgage experience easy and worked under extremely tricky time constraints to complete our purchase. This is not the first time we have used them for loan needs and it wont be the last. As always, thank you!
Zoe Barber
Zoe Barber
23:08 14 Feb 21
Absolutely recommended to anybody who is looking to get a home loan. Very responsive, very helpful and very friendly. 10/10.
Emily Anne
Emily Anne
23:50 08 Feb 21
We were really happy with our experience at Navigator. Michael and Jill were very professional, always available and approachable. Jill was extremely communicative and easy to reach to answer any of our questions at all times (even on her day off). Highly recommend, especially for SMSF loans.
Aasife “The Dark Knight”
Aasife “The Dark Knight”
12:22 07 Feb 21
I can't thank Mel and Michael enough for all their guidance and support during the process of buying my first home. The Navigator team are so genuine, helpful and patient - all qualities that make a world of difference when you're looking to buy property. I recommend them to everyone I know looking for a broker.
Natalie Kapovic
Natalie Kapovic
09:13 03 Feb 21
Michael and Melissa were amazing to work with. As we were first home buyers we had a lot of questions, none of which were left unanswered. We left our first appointment knowing we had made the right decision. We were kept updated the whole time and we are now in our very own home, we couldn't be happier. I have already recommended Navigator to my friends and family and would confidently engage their services again. Professional, honest and personalized service.
Jessica Flood
Jessica Flood
00:32 30 Oct 20
Worked with Michael and Melissa several times over the years now while buying selling refinancing our home and investment properties. Throughout all my dealings with the Banks, Real Estates, Conveyancer's Solicitors, etc, Navigator has always stood out like a beacon - professional, personal, responsive, caring, reliable, knowledgeable, honest are all words that come to mind and certainly can't always be used to describe the other organisations mentioned above. I'm always looking forward to next time I need to arrange any finance just so I can work with Navigator again and have recommended them to all my friends and family. Love your work Navigator and the level of care you've shown to myself and everyone I have sent your way!
Roberto Palazzolo
Roberto Palazzolo
22:20 21 Oct 20
Jo Lobb
Jo Lobb
10:34 14 Oct 20
Personalised business process. Excellent communication. Assisted with all aspects required to obtain a loan.
Johanne Lobb
Johanne Lobb
06:39 13 Oct 20
The team at Navigator Home Loans are firmly focused on you and your needs, not the banks!, this is what makes them unique in their service and professionalism. I highly recommend them to anyone considering a loan or reviewing their finances.
Michael Lobb
Michael Lobb
02:18 13 Oct 20
I have used Navigator for a few years now and on every occasion, Michael and Mel go above and beyond to ensure the best products are presented for consideration. On top of that, the customer service is outstanding. I often refer friends and family to Navigator and will continue to do so.
Allison Sanbrook
Allison Sanbrook
22:01 29 Sep 20
We got our home loan through Navigator at the start of 2020, we mostly dealt with Michael & Melissa. The service we got was faultless, Michael & Melissa worked with us closely to make sure we were getting the right product for what we needed now and for the future. I highly recommend them and look forward to dealing with them again as we re finance and move forward in the future.
Dean mccutcheon
Dean mccutcheon
08:53 17 Sep 20
Michael, Caralyn & the team go above & beyond to help with all our loans requirements & answer all our questions, no matter how silly they are. They are always polite & professional & know their products well. Would not hesitate to recommend Navigator to anyone.
Karen Forliano
Karen Forliano
04:59 24 Aug 20
Great advice and excellent communication.
Chris Wendt
Chris Wendt
21:56 16 Aug 20
Open, easy communication from start to finish. Michael and the staff kept us well-informed throughout the process and dealt with the refinance efficiently.
lisa .warton
lisa .warton
01:48 14 Aug 20
We have been with Navigator Home Loans for 17 years now. In our experience when it comes to professionalism, integrity and value for service there is no comparison.Thanks again Michael and Melissa.Jason and Kelly
Jason Duthie
Jason Duthie
23:19 13 Aug 20
We have used Navigator approx five times since 2003. Always professional courteous and knowledgeable about the products they offer. This most recent refinance will save us > $14k p.a. Very happy clients.
Darren Eller
Darren Eller
04:13 07 Aug 20
This was our second time using Navigator and Mel and Michael went above and beyond for us. They were very honest and upfront throughout the process. They stood by us and worked hard to get everything finalised. We can not thank them enough!
Kirsten Jade
Kirsten Jade
08:55 04 Aug 20
Would highly recommend Navigator Home Loans. Knowledgeable, proactive and extremely client focused during the whole process.
tye stanley
tye stanley
22:30 03 Aug 20
Michael and the team were great. From start to finish, very professional and friendly. I highly recommend their services. Thanks to a great team.
Lucas Gear
Lucas Gear
07:31 30 Jul 20
Dealing with Michael and Melissa was a great experience. They provided great advice and were always quick to follow things up and get back to us. Will certainly be contacting them again when we refinance next!
Tim Burt
Tim Burt
04:05 25 Jul 20
Michael and Melissa from Navigator home loans were an absolute pleasure to work with. From the moment I began correspondence with them, Right up until now (post settlement of my first home) the team at navigator homes have stood by me and supported me in finding the right home loan, quickly, efficiently and kindly. No question was left unanswered, and they went above and beyond to ensure they were always one step ahead of any process that needed to be handled. I couldn’t have asked for a more helpful, organised and Efficient team to support me throughout my first home purchase. I’ll be sure to use Michael and Melissa for all my future financing experiences.
Maree Mulhall
Maree Mulhall
10:47 04 Jul 20
The team at Navigator Home Loans were so easy to deal with. They were knowledgeable, courteous, friendly and gave us more than 100%.Caralyn came to bring us contracts on her day off as she understood the urgency of our transaction.We were kept up to date and nothing was too much trouble.I would highly recommend the team. Thank you for helping us get our home.
Liz Hart
Liz Hart
05:17 30 Jun 20
Michael, Mel & Jill are absolutely brilliant. We have come out of a complex financial situation and they were not only incredibly patient, but knowledgable and supportive along the way. We can't thank them enough for everything they have done on our behalf. Very happy to recommend the Navigator team and encourage prospective clients to contact them.
Mrs Ryder
Mrs Ryder
08:22 28 Jun 20
Words fail to express how professional and experienced the Navigator Home Loans team is. I was working with Micheal Platt and Jill Cohen. This team is conscientious, hard working, and very knowledgeable. I have a very busy job and take a while and a number of reminders to sometimes get paperwork organised. Jill was so patient and understanding at the same time helping me to get it done in time. I have used Navigator Home Loans in the past and will continue to do so. I have also personally recommended them to other friends. Thank you Jill.
Steve Hooper
Steve Hooper
01:19 25 Jun 20
Working with Mel from Navigator Home Loans was really great! Mel ensured I was always kept up to date with the home loan process and being a first home buyer she let me know ahead of time what was happening and what I needed to do.Highly recommend!
Patrick Spies
Patrick Spies
07:16 24 Jun 20
Michael is awesome. A real leader in the brokering space. At first I was very skeptical of brokers, but with Michael, it is so much more than that. He answers every question for a dummy like me without hesitation and makes sure that you completely understand what is involved. When purchasing your first home especially, you're so nervous, but with Michael in your corner, takes the load off.Genuine, caring and always wants what is best for his clients.
Omega Digital
Omega Digital
03:00 16 Jun 20
Highly recommend Navigator Home Loans for any loan advice.
Louise Russell
Louise Russell
23:23 15 Jun 20
Very happy with advice, communication, responsiveness and most of all results of hard work by Navigator's Bill Krause. Kept us in the loop and negotiated on our behalf with the bank, which saved us having to go through all that ourselves. All we had to do was pick the best options for us and sign the new mortgage once it came in. Bill took care of the rest. Saving lots of $ now with the deal he negotiated for us. Easy process and would recommend Navigator and Bill to anyone looking for a great deal on their mortgage.
Marieke Peters
Marieke Peters
07:57 15 Jun 20
I have invested in property for many years and as a result needed to apply for many loans over the years. Prior to approaching navigator we approach probably no less than 8 other brokers which all said the loan request we had was difficult to near impossible to achieve because of the structure. The Navigator team not only stuck by us over a long period of time in finding the correct property for our investment needs but they also found one of the best rates on the market for the type of loan we were applying for. I would not hesitate to recommend the Navigator team to anyone who is in need of a loan.
Peter Coroneos
Peter Coroneos
01:41 09 Jun 20
Elizabeth Notman
Elizabeth Notman
04:06 04 Jun 20
We had a fantastic experience at Navigator. We met with Michael, a friendly and knowledgeable Professional in this field.Very pleasant and look forward to continue our journey with them.
Up Above Visualisations
Up Above Visualisations
05:24 03 Jun 20
Fantastic personalised service.
Julie Barone
Julie Barone
05:48 29 Apr 20
What a professional, intelligent and fun team at Navigator Homes. I dealt mainly with Melissa and she made the whole process effortless for us, which speaks volumes of the amount of work she had to do to make the application and settlement proceed in what are incredibly challenging times. We will be contacting Michael and the team for our next venture too. Thanks the team of Navigator Home : )
Barb Brookes
Barb Brookes
05:49 07 Apr 20
Wonderful personalised service, honest & hard working people that really care.Highly recommend Navigator Home Loans.
Vanessa Earp
Vanessa Earp
09:16 17 Mar 20
We highly recommend Navigator Home Loans as our lending specialist. We have had the honor of them looking after our lending needs since their business started. Michael and the team are friendly, helpful and super efficient.
Rainer Piel
Rainer Piel
23:50 25 Feb 20
Thank you Navigator Home Loans!I would highly recommend this service to anyone looking to get a home loan. Easy, straight forward and helping us plan for multiple loans in the future.Thank you Michael and Melissa for making the process stress-free.
Rachel Sanders
Rachel Sanders
01:13 25 Feb 20
Michael & Mel were so friendly & easy to talk too. They gave us the best advice and we can't wait use them to find our dream home.Highly recommended.
Joanna Dagli
Joanna Dagli
00:48 23 Jan 20
Michael, Jill and the team at Navigator Home Loans were fantastic. Michael provided a very clear explanation around getting a home loan and everything I needed to know for purchasing my first property. They looked at several different banks to get me the best loan that fitted my circumstances as well as getting me a great interest rate too. I can’t thank them enough and would highly recommend them.
Kate Cohen
Kate Cohen
04:40 20 Jan 20
We have worked with the team at Navigator on a number of home loans over the last few years and they are an absolute pleasure to work with. They always take your needs into account to find you the right lender that meets your criteria. The team ensures the process runs smoothly, act as the liaison point with the lenders and ensure all paperwork and requirements are gathered on your behalf. I would highly recommend them.
Louise Langridge
Louise Langridge
23:53 08 Jan 20