At Navigator Home Loans
we foster a client for life strategy...

With access to more than 20 lenders, we're your lending specialists for years to come.

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  • Navigator Home Loans Logo ANZ
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  • Navigator Home Loans Logo Australia First Mortgage
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  • Navigator Home Loans Logo Citi
  • Navigator Home Loans Logo Heritage Building Society
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  • Navigator Home Loans Logo ING Direct
  • Navigator Home Loans Logo La Trobe Financial
  • Navigator Home Loans Logo Liberty
  • Navigator Home Loans Logo Macquarie Bank
  • Navigator Home Loans Logo ME Bank
  • Navigator Home Loans Logo NAB
  • Navigator Home Loans Logo Newcastle Permanent
  • Navigator Home Loans Logo Pepper
  • Navigator Home Loans Logo Plan Lending
  • Navigator Home Loans Logo Rock Building Society
  • Navigator Home Loans Logo Suncorp
  • Navigator Home Loans Logo St George
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  • Home Loans
  • Range of Services
  • Helpful Resources
  • Home Loans

    Whether you’re building a new home, purchasing an investment property or simply looking to refinance, at Navigator Home Loans we can find a suitable solution and guide you every step of the way.

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  • Range of Services

    Navigator Home Loans offer numerous lending services including residential lending options, commercial finance and debt consolidation.

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  • Helpful Resources

    Navigating the mortage maze can be hard. Our resources are free to use and are sure to come in handy. When you’re ready, why not get in touch with us for a free consultation.

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Access Navigator's 20+ Lenders

  • Navigator Home Loans Logo Adelaide Bank
  • Navigator Home Loans Logo ANZ
  • Navigator Home Loans Logo AMP
  • Navigator Home Loans Logo Australia First Mortgage
  • Navigator Home Loans Logo Bluestone Mortgages
  • Navigator Home Loans Logo Bankwest
  • Navigator Home Loans Logo CBA
  • Navigator Home Loans Logo Citi
  • Navigator Home Loans Logo Heritage Building Society
  • Navigator Home Loans Logo Homeloans
  • Navigator Home Loans Logo ING Direct
  • Navigator Home Loans Logo La Trobe Financial
  • Navigator Home Loans Logo Liberty
  • Navigator Home Loans Logo Macquarie Bank
  • Navigator Home Loans Logo ME Bank
  • Navigator Home Loans Logo NAB
  • Navigator Home Loans Logo Newcastle Permanent
  • Navigator Home Loans Logo Pepper
  • Navigator Home Loans Logo Plan Lending
  • Navigator Home Loans Logo Rock Building Society
  • Navigator Home Loans Logo Suncorp
  • Navigator Home Loans Logo St George
  • Navigator Home Loans Logo Westpac
I had a fantastic experience with the team at Navigator Home Loans. The team was not only fast to respond to any queries but also very informative.Nothing was to big of an ask - every interaction with the team was warm and handled with care.I will definitely work with the team in the future and will recommend them to my network.
Theresa Joyce
Theresa Joyce
09:57 14 Aug 22
Navigator Home Loans are a reliable and helpful team when securing a home loan. The staff are friendly, patient, and generous with their time and energy in guiding you through the process. It's clear that they have trusted insight into their industry and can ensure you get the best outcome.
Zachary Ecob
Zachary Ecob
23:42 04 Aug 22
Michael at Navigator Home Loans was referred to me by a friend as I was looking to refinance my existing home, and purchase another property. From the start my experience with the team at Navigator was fantastic. After going through my requirements and objectives I was presented with a couple of options that met my needs, these were clearly outlined to me, and any questions I had were promptly answered. My refinance went through without an issue and my subsequent purchase of another property also was an easy process. A big thanks to Michael, Robert and Melissa for your help and patience along the way - I'll definitely be using your services again for my next purchase and would hesitate to recommend the services of Navigator Home Loans.
David Matheson
David Matheson
03:27 03 Aug 22
Navigator made financing my property purchase simple. It was a first buy for me and their knowledge around the types of loans and institutions, and their expertise in process made it a breeze - thanks!
Emma Bagnall
Emma Bagnall
20:09 01 Aug 22
I made an appointment with Michael from Navigator home loans- with next to no knowledge of how home loans work and quite overwhelmed. Michael and his team are super friendly and took their time to educate me on the process. Their honesty and transparency made me feel comfortable and i left with more understanding of the process. I would highly recommend talking to Navigator home loans for all your home loan needs
Renee Watt
Renee Watt
10:03 30 Jul 22
Michael and the team at Navigator Home Loans were incredibly helpful, honest, consistent and easily contactable throughout the entire home loan process. As we were buying our first home, there was a lot of things to learn and understand, and the team at Navigator were patient and honest throughout the whole process.
Isaac Heslop
Isaac Heslop
22:50 20 Jul 22
Michael & the team were very knowledgeable, helpful & accommodating. Will most definitely recommend to others!
daniel geronimo
daniel geronimo
22:03 10 Jul 22
This is the second time I have worked with Michael, Mel and their team, and yet again they have gone above and beyond to help me in achieving a better outcome when it comes to my finances.The process with this team is so easy, quick and the communication through the entire time is very efficient.I’m a time where every cost seems to be rising, Michael and Mel ensured that they got me the best deal, and gave great advise along the way to ensure that I understood the process and was comfortable. I can’t recommend them highly enough. They will always be my first choice in all my home-loan and refinancing needs.Thanks again guys :)
Maree Mulhall
Maree Mulhall
22:52 07 Jul 22
Honestly couldn't recommend the team at Navigator Home Loans enough! They are super thorough in what they do and worked around the clock to ensure we got everything done in time for settlement. 10 out of 10 service!!
Carla Dolby
Carla Dolby
07:45 04 Jul 22
Michael and Melissa were very helpful during the whole process. They explained every step to us as we were the first home buyers. Would recommend Navigator home loans to anyone looking for a home loan.
disha banerjee
disha banerjee
13:58 28 Jun 22
I highly recommend Navigator Home Loans for their expert advice and service. They take care of all the details , are client focussed and thoroughly reliable.
ian bentley
ian bentley
04:27 28 Jun 22
Navigator home loans did an excellent job. Michael and his team went above and beyond to ensure we could mortgage our property in light of some very strict and difficult guidelines. 10/10 would recommend to anyone.
Diane King
Diane King
02:08 09 Jun 22
The team at Navigator make securing finance a breeze. They guided us through the whole process and couldn't be more helpful. Thanks guys, cheers.
Michael Shields
Michael Shields
01:02 26 May 22
Thank you to the team at Navigator Home Loans, particularly to Caralyn and Michael. Caralyn being our first point of contact, made it super easy to arrange an appointment at a time and location that suited us, we appreciated her prompt email replies. Michael is extremely knowledgeable about current home loans and lending requirements and was able to listen carefully and offer sound advice which we have been able to follow easily. Your professionalism and approachability is very much appreciated. Highly recommend this team. Scott and Lisa Mannow
Lisa Mannow
Lisa Mannow
03:24 10 May 22
Melissa, Mike and the whole team at Navigator Home Loans are absolute professionals and masters at their craft. The team walk you through the process from day one with a well constructed plan to meet your needs. With our rather complicated paperwork which restricted and brought obstacles that many brokers would define as unachievable the team at Navigator will always search for what the best option is for the client. I could not be more satisfied with their services and would recommend having a chat to the team for a stress free approach. Well done Navigator Team! Hopefully we can do business in the near future.
Haniel Ram
Haniel Ram
21:09 08 May 22
Michael was extremely friendly in our initial consultation. He thoroughly explained all of the different elements associated with purchasing a property, and gave us a real insight into the property market as a whole. We highly recommend his services!
Gabrielle Tahhan
Gabrielle Tahhan
11:36 04 May 22
Michael and Jill, have both been professional, courteous and a pleasure to deal with. They both have kept me informed from the beginning of the process right through to the end. Jill's attention to detail, hard work and always putting the customer first has ensured that all went to plan. I look forward to dealing again with Navigator Home Loans
Gary Lau
Gary Lau
12:06 03 May 22
Visited Michael and the team today to discuss some future plans into buying a property. He was very kind and helpful in giving me all the needed information and answering all my questions, even with some jokes in between. Thank you for your help Michael! :)
Luke Dilonardo
Luke Dilonardo
06:50 21 Apr 22
Adam Tonkin
Adam Tonkin
10:54 02 Mar 22
Nothing but great things to say about Navigator, working with Michael and Melissa made a difficult process very easy. Couldn’t recommend enough!
Joel Castro
Joel Castro
03:04 01 Mar 22
Michael & Melissa are very professional and demonstrated good customer service, they have explained everything what we need to know being 1st time investor and guided as throughout the whole process.
Rupert Abadam
Rupert Abadam
04:43 24 Feb 22
Michael went out of his way to answer all my questions and Melissa worked through the new year to get our application in. Great team and great business. Thanks for everything
John Masters
John Masters
09:16 21 Feb 22
Totally recommend Navigator Home Loans as a number one mortgage broker.The friendly and easy to work personnel take great care of their clients to ensure you always have the best mortgage deal available on the market.Out of the blue they contacted us (being on their client base) as soon as they became aware of a home loan that would save us thousands of dollars in repayments.The entire process was so easy, with very little effort from us. Navigator managed the entire process including dealing with the banks.And all this was completed without having to leave our home.A big win for us too was the deal also came with a rebate from the bank. Thanks Navigator, that is why you are our number one!
Lee Dodd
Lee Dodd
00:58 20 Jan 22
An exemplary service from Navigator Home Loans! Michael and his team delivered a hassle free refinancing experience. I will definitely be using the services of Navigator again when the time comes.
Michael Polewski
Michael Polewski
00:05 18 Jan 22
If you are looking to refinance your home loan or obtain new finance, this is a great team. Professional and responsive, they will guide you step by step. Thank you Michael, Melissa and David!
Alex Kamensky
Alex Kamensky
03:09 17 Jan 22
Had a fantastic experience working with Navigator Home Loans - they ensured there was no stress through out the home loan process and always were professional with communication and thorough knowledge/ expertise on the current bank interest rates. Highly recommended.
Melinda Vernon
Melinda Vernon
12:28 15 Dec 21
Michael and his team at Navigator Home Loans make getting a loan simple.We have used Navigator for many years and they never dissapoint.Mike Barber
Mike Barber
Mike Barber
08:36 07 Dec 21
We had an excellent experience refinancing and extending a loan. We highly recommend this service which we have used multiple times now.Mike and Tanya B
Tanya Barber
Tanya Barber
09:15 06 Dec 21
Michael and Melissa were an absolute pleasure to deal with for our home loan. As first home buyers, their guidance and knowledge of the process and market was extremely priceless in helping us 'navigate' through the whole process. They were highly responsive to our calls and e-mails - their availability to address any of our concerns or questions with clear explanation and guidance was fantastic. We cannot speak highly of their professionalism and how much they have gone above and beyond for us all along the way. Highly recommended!
Gillmore Gutura
Gillmore Gutura
23:40 21 Nov 21
Highly recommend Navigator Home Loans! I have used them for a few home loans and they are always very professional and a pleasure to work with.
Jennifer Thornton
Jennifer Thornton
10:18 02 Nov 21
We have worked with Navigator on more than one occasion for refinancing and home loans. They are always professional, responsive and make the complicated processes easy.
Chad Walsham
Chad Walsham
04:24 27 Oct 21
Melissa was wonderful from start to finish. I was never made to feel foolish when asking questions and she was incredibly approachable and professional. I have already recommended Navigator and Melissa to family and friends and will continue to do so.
V P
V P
21:24 05 Oct 21
Michael and Jill help us refinance our home loan,gave as the best advice.We would recommend Navigator Home Loans to anyone, they deal with all your home loan needs.Carlos & Andrea
Carlos Pintos
Carlos Pintos
07:36 07 Sep 21
Tim Kapovic
Tim Kapovic
10:53 28 Jul 21
Michael and Melissa were fantastic. From day one, they understood what we needed, before trying the sell us 'a solution they had already prepared'.Despite the market skyrocketing in the middle of our process, and our conditions changings, they continued to provide a considered service, and equally as important, advising us on potential risks of the decisions we were making.We always knew what was coming up and what we needed to do next.Thanks Navigator Home Loans
brad brooks
brad brooks
08:51 19 Jul 21
My wife and I highly recommend Navigator Home Loans for all your investment, home and SMSF loan needs. Michael, Mel and Jill are truly amazing and their customer service is second to none. A previous broker I had used cross- collaterized all my loans making it difficult to continue our investment journey. The Team at Navigator were able to uncross and correctly structure our loans to purchase another investment property and grow our portfolio. They ensured we were kept updated every step of the way and were happy to answer any of our questions making the process seem seamless and stress free. Very professional team who go the extra mile!
James Hall
James Hall
06:32 18 Jun 21
Caralyn & Michael were so helpful during my house buying process. Caralyn went above and beyond, I would forever be asking questions as this was my first purchase and Caralyn would always respond so promptly. Navigator Home Loans made the process of buying a unit, less stressful.Thanks again for all your help
Jade Fowler
Jade Fowler
07:24 26 May 21
My husband & I would like to thank Michael & Caralyn for absolutely going above and beyond through both processes of refinancing as well as a land & construction loan, we came across MANY hurtles due to COVID, however, we always reassured with confidence they would get us over the line.. and they DID!!Caralyn was very diligent in relation to communication, ensuring we were kept up to date as each item moved through the relevant processes. Caralyn always ensured our concerns & questions were always listened to & resolved.We will be forever appreciative for everything they have done for us & helping us finally achieve our forever home! Will highly recommend to friends & family.
Josie Nash
Josie Nash
10:34 30 Apr 21
The Navigator home loans team led by Michael & Mel are amazing to deal with. I highly recommend everyone utilise their services for any of your needs.
Peter Camilleri
Peter Camilleri
00:11 30 Mar 21
Rohan Hoare
Rohan Hoare
20:24 16 Mar 21
We recently purchased an investment property through a Financial Advisor and we used their recommended lender, even though we have been clients of Navigator for years, and so is our daughter. When you deal with someone who isn't Navigator you realize why you deal with Navigator. Caralyn and Michael have just refinanced the loan for us, as usual they were great,every problem the old lender wanted to throw at us Caralyn just fixed despite having to deal with my 'systems' that I have in place. It is a great feeling ,dealing with such a professional outfit, you KNOW you are going to get the outcome that you originally sought and were told you could achieve. I cannot recommend highly enough that if you or anyone you know needs a Mortgage Broker just get to Navigator.
Vince Maat
Vince Maat
22:59 13 Mar 21
Dean Ryan
Dean Ryan
01:35 06 Mar 21
Michael, Caralyn and the team at Navigator Home Loans made our mortgage experience easy and worked under extremely tricky time constraints to complete our purchase. This is not the first time we have used them for loan needs and it wont be the last. As always, thank you!
Zoe Barber
Zoe Barber
23:08 14 Feb 21
Absolutely recommended to anybody who is looking to get a home loan. Very responsive, very helpful and very friendly. 10/10.
Emily Anne
Emily Anne
23:50 08 Feb 21
We were really happy with our experience at Navigator. Michael and Jill were very professional, always available and approachable. Jill was extremely communicative and easy to reach to answer any of our questions at all times (even on her day off). Highly recommend, especially for SMSF loans.
Aasife “The Dark Knight”
Aasife “The Dark Knight”
12:22 07 Feb 21
I can't thank Mel and Michael enough for all their guidance and support during the process of buying my first home. The Navigator team are so genuine, helpful and patient - all qualities that make a world of difference when you're looking to buy property. I recommend them to everyone I know looking for a broker.
Natalie Kapovic
Natalie Kapovic
09:13 03 Feb 21
Michael and Melissa were amazing to work with. As we were first home buyers we had a lot of questions, none of which were left unanswered. We left our first appointment knowing we had made the right decision. We were kept updated the whole time and we are now in our very own home, we couldn't be happier. I have already recommended Navigator to my friends and family and would confidently engage their services again. Professional, honest and personalized service.
Jessica Flood
Jessica Flood
00:32 30 Oct 20
Worked with Michael and Melissa several times over the years now while buying selling refinancing our home and investment properties. Throughout all my dealings with the Banks, Real Estates, Conveyancer's Solicitors, etc, Navigator has always stood out like a beacon - professional, personal, responsive, caring, reliable, knowledgeable, honest are all words that come to mind and certainly can't always be used to describe the other organisations mentioned above. I'm always looking forward to next time I need to arrange any finance just so I can work with Navigator again and have recommended them to all my friends and family. Love your work Navigator and the level of care you've shown to myself and everyone I have sent your way!
Roberto Palazzolo
Roberto Palazzolo
22:20 21 Oct 20
Jo Lobb
Jo Lobb
10:34 14 Oct 20
Personalised business process. Excellent communication. Assisted with all aspects required to obtain a loan.
Johanne Lobb
Johanne Lobb
06:39 13 Oct 20